For the 2025-26 academic year, tuition fees are capped at £9535.

This means that for a standard three-year course, students can expect to pay up to approximately £28,605 in tuition fees. In addition to tuition fees, students need to consider living costs, which can vary significantly depending on the university's location. For instance, studying in London is generally more expensive due to higher living expenses.

To help manage these costs, students can apply for two types of loans through Student Finance England:

1. Tuition Fee Loan: This loan covers the full cost of tuition fees and is paid directly to the university or college.

2. Maintenance Loan: This loan assists with living expenses such as accommodation, food, and travel. The amount awarded depends on household income, location of study, and other factors. It's important to note that maintenance loans may not fully cover all living expenses, and students might need additional financial support.

Repayment of these loans begins only after the student has graduated and is earning above a certain income threshold. The repayment amount is calculated as a percentage of income over this threshold. For detailed information on repayment plans and income thresholds, students should refer to official government resources. GOV.UK

It's also worth noting that while UK tuition fees are substantial, some international universities, particularly in Europe, offer lower tuition fees. However, securing loans or financial support to study abroad can be more challenging, and students should carefully consider factors such as language barriers, cultural differences, and the availability of courses in English.

Given the complexities of student finance, it's crucial for prospective students to research and plan accordingly. The following resources provide comprehensive information and guidance:

• Student Finance England: Offers detailed information on eligibility, application processes, and repayment. Student Finance Campaign

• UCAS Student Finance: Provides insights into financial planning for university, including scholarships and bursaries. https://www.ucas.com/sfe

• Prospects Student Finance: Offers advice on managing finances during university and explores alternative funding options. Prospects

• The Student Room: you’ll find everything you need to know about student finance on our student finance zone. https://www.thestudentroom.co.uk/student-finance/ By utilising these resources, students can make informed decisions about financing their higher education and explore all available options to support their studies.